How I Face Difficulties

Hello guys I know all of us have our own problem and difficulties in our daily routine life.Its all different type of difficulties based on the person's situation .Like me,I'm realise that I'm always facing financially problem. Eventhough I'm able to face it but still the difficulties always come to me.

So lets see how I deal with those financially problem .

1.IDENTIFY WHAT NEEDS THE MOST ATTENTION

Write down your three biggest money challenges so you know what you’re up against. Whether it’s making your monthly bill payments, or saving for retirement, it’s important to focus on the main sources of your financial anxiety. (Keeping the list short can help you feel less overwhelmed.)

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2.TRY TO STAY POSITIVE

Your mindset can help keep you motivated to fix your financial problems. Rather than get bogged down by thoughts of never getting out of debt, imagine the amount of stress you feel decreasing as your debt load gets smaller and smaller. It’s important to believe you can do it.

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3.BE REALISTIC

Determine what you can reasonably achieve and then dedicate yourself to following through each and every month. Make yourself a promise: “Each month I will spend less and put the difference toward my debt so my balance declines by at least RM100.” Just like a crash diet or intense new workout routine can lead to burnout, you don’t want to set overly ambitious financial goals that you may abandon in a few weeks or months.

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4.MAKE THE MOST OF YOUR INCOME

The belief that you simply don’t have enough money to put towards your goals can keep you from dealing with your financial problems. Try to focus on making the most of the income you do have by spending wisely. We’ve put together a list of money-saving tips to help get you started. You might also consider using a calculator to see how long it may take you to hit a savings goal. Bank of America offers a savings calculator that could help.

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That's all from me thank you !